Navigating Fintech in Uncertain Times in Myanmar with The Noe San of MO

In this episode, I speak with The Noe San, Founder and CEO of Modus Operandi, or MO, a digital financial solutions provider in Myanmar, offering services like wallet transfers, bill pay, earned wage access, cash withdrawal, and more.

The Noe grew up in Myanmar and Australia and started her career in law. She moved back to Myanmar in 2020 and got involved in the finance sector through SHWE Bank. She had a front row seat to the impact of the Covid-19 pandemic and recent military coup on financial services in Myanmar.

With that backdrop, The Noe founded MO in 2020 and launched the first MVP in 2021. She bootstrapped MO for the first two years and then fundraised for the first time from a local bank in September of 2022. You can learn more about Modus Operandi, or MO, by visiting mo.com.mm.