The Green Room | Fintech Journeys in Asia

Student Loans and Social Impact with Ketty Lie of Erudifi

In this episode, I speak with Ketty Lie, co-founder of Erudifi, a student loan fintech that allows students to pay their tuition in installments to their schools. Ketty talks about moving back and forth between Southeast Asia and the U.S., her work in economic development and social impact, and her conviction that an educated workforce is critical for an economy to succeed.
Erudifi is a student loan provider in Indonesia and the Philippines. They work directly with universities and other educational institutions to allow their students affordable access to student loans. Erudifi raised a $5M series A led by Monk's Hill and Qualgro in February of 2021 and was approved by Indonesian financial regulator OJK for a P2P lending license in August of 2021. You can learn more about them by visiting erudifi.com.
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Alternative Credit Models with Tobias Fischer of wagely

In this episode, we speak with Tobias Fischer, co-founder and CEO of wagely, an earned wage access fintech that helps employees access their wages before payday. We hear about Toby's journey - as a student in Germany learning about Southeast Asia's opportunity for financial inclusion from afar to venturing to the region himself and paving the way for new credit models through his work at several startups. Toby also gives us a detailed understanding of the earned wage access model and employee financial health.
wagely is an earned wage access fintech that partners with employers to advance the salary payment of their employees. They raised their seed round in June of 2021, and you can learn more about them by visiting wagely.app.
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Season 2 Trailer

Welcome to the Green Room, a podcast where we talk to fintech entrepreneurs and thought leaders in Southeast Asia about their careers, impact, and industry insights. I'm your host, Amrita Vir.
In season 2 of the Green Room, we are exploring even more fintech hot topics like buy now pay later, regtech, microinsurance, student loans, and alternative credit models. We go behind the scenes with some pioneering founders to learn about their journeys and their work that is driving real societal change.
We are sponsored by the ASEAN Financial Innovation Network (or AFIN), Oxygen by APIX, and open banking fintech Brankas. Big thanks to them for supporting us!
Listen to the Green Room on Spotify, Apple podcasts, or wherever you listen to your podcasts, and make sure hit subscribe to get the latest updates. You can visit us at amritavir.com to get more information, join our mailing list, and reach out to us. You can also write to us at greenroomfintech@gmail.com and follow our Instagram @greenroomfintech. We would love to hear from you. Happy listening!
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Empowering Women through Finance in SEA with Debbie Watkins of Lucy

In honor of International Women's Day in March, we spoke with Debbie Watkins, CEO and Co-Founder of Lucy to share about her career beginning in the UK and shift to focus on financial institutions and startups in Southeast Asia. We talk about the unique challenges that women face in accessing financial services, especially in emerging markets and the surprising lack of private sector focus on this customer base. Debbie also shares some of her secrets for women working in male-dominated spaces.
Lucy is a fintech focused on empowering women. They recently raised 575K USD in their pre-seed round and launched the beta version of the Lucy app. You can learn more about them by visiting welucy.com.
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Sustainable Finance through Carbon Offsets: Lessons for SEA from ANZ with Dave Rouse of CarbonClick

In this episode, we talked with Dave Rouse, co-founder and CEO of New Zealand-based CarbonClick. We hear about Dave's journey from pilot to green tech, joining CarbonClick after hearing the team's carbon offsetting pitch, and the convergence of fintech and green tech in ANZ and SEA.
CarbonClick is a green fintech, and they raised their seed round in October of 2020, and you can learn more about them by visiting carbonclick.com.
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Crypto, Crime, and Compliance in Asia with Payal Patel of BitGo and FINTRAIL

In this episode, we speak with Payal Patel, Chief Compliance Officer of APAC at BitGo. At the time of this interview, Payal was Managing Director of FINTRAIL Asia, and we spoke about her series of career shifts, ultimately leading her to fintech compliance in Asia. Payal shares her experience starting her own financial crime consulting firm in Singapore and synergies that led her to join FINTRAIL. We also discuss the risks posed by innovative financial solutions, the importance of having a robust compliance function, and why working with regulators is critical to fintech success in Southeast Asia.
FINTRAIL is a global compliance consultancy that helps financial service companies fight financial crime. You can learn more about them by visiting fintrail.com.
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Shaping Fintech in Indonesia with Niki Luhur of Vida and the Indonesia FinTech Association

In this episode, we hear from Niki Luhur, CEO and Founder of VIDA and Chairman and Co-Founder of the Indonesia Fintech Association, or AFTECH. We learn about Niki's journey in Indonesia - from joining payments company Kartuku and its acquisition by GoJek to spotting digital identity needs and founding VIDA. Niki also shares the parallel story of the Indonesia Fintech Association, an important organization in driving fintech policy and industry collaboration in Indonesia.
VIDA provides digital solutions for KYC and identity verification for financial service providers. You can learn more about them by visiting vida.id.
AFTECH or the Indonesian Fintech Association was founded in 2015 and now has over 350 industry members. You can learn more about them by visiting fintech.id.
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Optimizing Ethical Debt Collection in Asia with Arun Pai of Flow

In this episode, we hear from Arun Pai, Chief Sales & Strategy Officer at Flow about Arun's career path in SEA, from options trading to joining early-stage startups, the value proposition for artificial intelligence (AI) in fintech, and how Flow uses AI to personalize debt collection.
Flow uses AI to revolutionize the way financial service providers in Asia collect their debt. Instead of employing heavy manual operations and potentially shady collection methods which are common in Asia, Flow uses AI and behavioral insights to optimize debt collection. Flow was founded in 2016 and raised their series A as well as debt capital in 2020. You can learn more about them by visiting flow-tech.ai.
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